North Carolina Rates

Rates By MortgageLoan.com

Buying a Home can be one of your most significant investments in life. Not only are you choosing your dwelling place, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this venture. The more prepared you are at the outset, the less overwhelming and chaotic the buying process will be. Trudy Gulley's goal is to provide you with detailed information to assist you in making an intelligent and informed decision. Remember, if you have any questions about the process, I'm only a phone call or email away!


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Current National Rates

Rates By MortgageLoan.com

Benefits of Owning Your Own Home

  • The Best Investment
  • Income Tax Savings
  • Stable Monthly Housing Costs
  • Freedom and Individuality
  • More Space

Comparable Sales and Your Offer Price

  • Determine Your Offer Price
  • Comparable Sales - Pending Transactions
  • Other Factors Influencing Your Offer Price-Closing Cost Needs

Major Factors Influencing Your Offer Price

  • How Property Condition Affects Your Offer
  • How Home Improvements Affect Your Offer
  • How Market Conditions Affect Your Offer
  • How Seller Motivation Affects Your Offer
  • The Final Decision on Your Offer Price

Offering to Purchase Real Estate

  • Contingencies in a Purchase Offer
  • Earnest Money Deposit
  • The Closing Date
  • Transfer of Possession
  • The Final Decision on Your Offer Price

Writing an Offer - Safeguards Regarding the Property

  • Disclosures From the Seller
  • Inspections You Should Require
  • Final Walk-Through Inspection

Selecting Service Providers

  • Structural & Mechanical Inspection
  • Home Owners Insurance
  • Title Insurance
  • Structural & Mechanical Inspection
  • Home Owners Insurance
  • Title Insurance
  • Home Warranty
  • Transferring Utilities
  • Service After Sale Followup